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Finance & Accounting

Financial Ratio Analyzer

Enter balance-sheet and income-statement figures to calculate liquidity, leverage, profitability and efficiency ratios instantly.

Current ratio
Net margin
Receivable days
Debt-to-equity

Ratio Dashboard

Automatic calculations and general interpretation.

Management Summary

High-level observations based on the calculated results.

Enter financial data to generate an analysis summary.

Formula Reference

Definitions used by the analyzer.

Ratio Formula What it indicates
Current ratioCurrent assets ÷ Current liabilitiesAbility to meet short-term obligations using current assets.
Quick ratio(Current assets − Inventory) ÷ Current liabilitiesShort-term liquidity excluding inventory.
Debt-to-equity ratioTotal liabilities ÷ Shareholders' equityRelative use of debt compared with owners' funds.
Gross margin(Revenue − Cost of sales) ÷ Revenue × 100Gross profitability before operating expenses.
Net marginNet income ÷ Revenue × 100Final profitability after all expenses.
Return on assetsNet income ÷ Average total assets × 100How effectively assets generate profit.
Inventory turnoverCost of sales ÷ Average inventoryHow many times inventory is sold or consumed during the period.
Receivable daysAverage receivables ÷ Credit sales × Days in periodAverage time taken to collect customer balances.
Payable daysAverage payables ÷ Credit purchases × Days in periodAverage time taken to pay suppliers.